What Kind of Checks Does Walmart Cash in: What is the cost of cashing a check at Walmart? Walmart is well-known for being a popular destination for people in need of financial services.
What Kind of Checks Does Walmart Cash in
As a more cost-effective option to standard check-cashing establishments, Walmart offers check-cashing services, whether you don’t have a bank account or simply need quick cash without going to the bank.
Walmart accepts a variety of preprinted checks, including paychecks, tax returns, government payments, and insurance settlement checks, despite not allowing you to cash most personal checks.
Make sure your check type and amount are acceptable, then pay the necessary check-cashing costs.
The US’s largest retail shopping center is Walmart.
For anyone wishing to cash a check or obtain other financial services, it might be a perfect substitute for banks, credit unions, or other financial organizations.
Walmart’s Money Centers, which can be found in your neighborhood store, typically offer check cashing and other money services with MoneyCard.
However, here’s the catch: Check-cashing fees at Walmart can range from $4 to $8 per check. A thrifty consumer would find this pricey!
How to Cash a Check at Walmart?
For those who need to cash a check after bank hours or without a bank account, Walmart is the best option.
You must first endorse the check with your signature and present a valid photo ID issued by a government agency.
You might be asked for your social security number if you’re using Walmart’s check-cashing services for the first time in order to verify your identity.
Your SSN will only need to be entered once for all subsequent transactions.
Walmart only offers in-store check cashing services through its Money Centers.
Simply hand your endorsed check, along with a photo ID, to the Money Center service desk or any cashier.
Next, the cashier will verify your identity and approve your payment. You will then need to pay a processing fee.
You have three options for paying the transaction fee: with cash, a debit card, or by deducting it from your check. You have the power!
After your check has been processed, you can choose to either receive the money in cash or use it to reload your Walmart Money Card.
What Types of Checks Can I Cash at Walmart?
According to the Walmart check cashing policy, valid checks should be cashed at the customer service desk or the Money Center Services desk during regular store hours.
Here are the check types that you can cash at Walmart:
Payroll
Stimulus
Tax refunds
Government
Insurance settlement
Cashiers’
MoneyGram money orders purchased at Walmart
Business
Preprinted
Two-party personal
401(k) or retirement distributions
Out-of-state
It’s vital to know that Walmart treats checks from other states the same way it does checks from within the state; any location can cash them.
For many banking institutions, the terrible possibility of fraud and theft linked with cash checking poses an ongoing threat.
Walmart is not exempt from them.
The retailer places limitations on the kinds of checks that can be cashed in-store at Walmart’s money services department in order to deter scammers.
The advantage of this is that Walmart will pay your check as long as it is pre-printed.
People who want to access their money without making additional trips to the bank will find this to be very convenient.
You can just go to the customer care counter and present your check if you’re still unsure about whether Walmart will pay it.
The employees at Walmart are knowledgeable about check cashing procedures and will let you know if they have any questions regarding a specific check.
You should be aware that Walmart does not accept personal checks as payment. Sadly, those checks will necessitate a trip to the bank.
Why Can’t I Cash These Checks?
Walmart’s policy is to not accept personal checks or other handwritten checks, with the exception of two-party personal checks that are preprinted and written for a limit of $200.
Additionally, Walmart does not include certified checks as approved checks, which is probably because they are still personal checks but have only had a limited amount of cash verified by your bank.
Money orders from sources other than MoneyGram cannot be cashed either.
If you are unsure, you can call the local Walmart location and inquire whether they will accept this type of check.
You can think about going to a financial institution or researching other check-cashing options if the store won’t accept your check.
How Much Does Walmart Charge for Cashing Checks?
You will be required to pay a $4 Walmart check-cashing fee if your check is for $1,000 or less.
If the check amount is between $1,000 and $5,000, the maximum cost increases to $8, and it may be greater during the tax season when larger checks are processed.
Personal checks signed by two parties cost $6 to cash, with a $200 check maximum.
Walmart’s Payment Options
Get cash for your check for the easiest method of payment. However, you can also have the funds loaded onto a Green Dot debit card or a Walmart MoneyCard.
These cards, which bear either the Visa or Mastercard logo, provide convenience because you may use them to make transactions and even set up direct deposits.
If you don’t already have one, it will cost $3 to set up your Walmart MoneyCard. However, if you are depositing a check, there won’t be a reload fee.
Check deposits to your current Green Dot debit card are subject to an additional $3.74 service fee, according to Green Dot, and there may be card restrictions that prevent you from depositing large check amounts.
What Other Money Services Does Walmart Offer?
Other financial services provided by Walmart Money Center include ordering bank checks, money transfers, bill payment options both online and in-store and more.
Customers who have time-sensitive issues and busy schedules will find the money services convenient.
Order Bank Checks from Walmart
You can order both personal and business checks from WalmartChecks.com. 150 to 600 checks can be ordered by customers each order.
You can add popular own designs to the checks, such as your own photos, company logos, or other branding elements of your choice.
Character checks from The Minions, Star Trek, and Star Wars are also available.
When ordering, you will need your bank account information, including the beginning number, account number, and routing number.
Walmart check orders range in price from $8 to $50, depending on the kind, size, and customization.
You also need to carry your social security number. Walmart charges different fees to cash your check depending on the check amount. For example, for checks amounting to $1000 or less, you’ll pay a maximum of $4.
Read Also:
- 120 Short Quotes and Sayings about Life to Uplift your Soul
- 80 Quotes About Overcoming Obstacles To Help You Tackle Life
- How to Stop Loving Someone and Start Moving On
- 51 Anger Memes for Dealing with Pent Up Rage
- 150+ Self Love Quotes to Increase Your Self Esteem
Conclusion
As a more cost-effective option to standard check-cashing establishments, Walmart offers check-cashing services, whether you don’t have a bank account or simply need quick cash without going to the bank.
Walmart accepts a variety of preprinted checks, including paychecks, tax returns, government payments, and insurance settlement checks, despite not allowing you to cash most personal checks.
Make sure your check type and amount are acceptable, then pay the necessary check-cashing costs.
If you have any questions concerning What Kind of Checks Does Walmart Cash in, please feel free to use the comment box below and ask us your question. We will be very pleased to answer you.
You can share this information, with your family and friends, as it will be helpful to someone. Please share it on Twitter, Facebook, G+, Whatsapp or Email it to friends. Use the buttons below to do this.
